Kasasa Saver

Kasasa Cash with Kasasa Saver:

*APY is Annual Percentage Yield. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the period beginning on the last business day of the prior month to one business day prior to the last business day of the current month. Business Days include Monday through Friday, excluding Federal Holidays. “Statement Cycle” means the period of time for which Texas first Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances less than or equal to $10,000 receive 0.50% interest rate and APY of 0.50%; and balances over $10,000 earn 0.15% interest rate and APY of 0.50% to 0.18%, depending on account balance. Kasasa Cash: Balances up to $10,000 receive an interest rate of 1.99% and APY of 2.01%; and balances over $10,000 earn 0.10% interest rate and APY of 2.01% to 0.10%, depending on account balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% interest rate and APY of 0.05%. Kasasa Cash: All balances earn an interest rate of 0.05% and APY of 0.05%. When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit or Automatic Payment is a qualification of this account. Electronic statement is a condition of this account. Enrollment in electronic services (e.g. electronic statements) is required to meet some of the account’s qualifications. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Rates accurate as of September 1, 2020. 

Kasasa Cash Back with Kasasa Saver:

* APY is Annual Percentage Yield. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the period beginning on the last business day of the prior month to one business day prior to the last business day of the current month. Business Days include Monday through Friday, excluding Federal Holidays. “Statement Cycle” means the period of time for which Texas first Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle. Kasasa Saver: Balances less than or equal to $10,000 receive 0.50% interest rate and APY of 0.50%; and balances over $10,000 earn 0.15% interest rate and APY of 0.50% to 0.18%, depending on account balance. Kasasa Cash Back: 3% cash back on up to a total of $250.00 Pin based/signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.05% interest rate and 0.05% APY. Kasasa Cash Back:No cash back payments are made. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit is a qualification of this account. Electronic Statements is a condition of this account. Enrollment in electronic services (e.g. electronic statements) is required to meet some of the account’s qualifications. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Rates accurate as of September 1, 2020.